If the transaction is not approved:

• The result must be displayed on the PIN pad.
• A debit receipt must be printed. Optionally the transaction result may be stored and itemized on the final debit receipt.
• If the BankResponseCode allows the transaction to be resubmitted (e.g., 810 or 899):
  • The cardholder must complete the Interac prompting sequence on the PIN pad.
  • It is not necessary to re-present the card.
  • A new transaction Request message should be sent.
    • This will require updated POS Sequence Number and MAC value (if applicable).
• If the BankResponseCode does not allow the transaction to be resubmitted, the transaction should be cancelled or restarted.