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Portico Developer Guide
EMV
Special Processing Rules > EMV

The Portico API supports clients that interact with EMV capable terminals through the EMV data elements defined on Credit based services of the Portico API. If an EMV capable client/terminal is interfacing with a chip card, then the EMV tag data must be present in the transaction (e.g., CreditSaleCreditAuthCreditReturn, DebitSale, DebitReturn, and DebitReversal. For a normal EMV transaction, the transaction should contain the EMV tag data obtained from the terminal/chip card. However, if the terminal has an issue reading the chip card, then the chip card can be processed as a normal swipe transaction with the EMV chip condition indicating whether the previous read of a chip card failed or succeeded.

For additional information, see the Heartland Integrator's Guide.