<xs:element name="CardHolderState" type="stateType" minOccurs="0" xmlns:xs="http://www.w3.org/2001/XMLSchema">
  <xs:annotation>
    <xs:documentation>
      <p xmlns="http://Hps.Exchange.PosGateway">State</p>
    </xs:documentation>
  </xs:annotation>
</xs:element>