CardData Element

Description

A common element used in stored value transactions for supplying payment method information

This includes a choice of typical payment representations like track data, card number, alias, and token information. It also includes options for specifying how the supplied data has been encrypted.

Namespace

http://Hps.Exchange.PosGateway

Type

GiftCardDataType Complex Type

Diagram

Overview

CardData GiftCardDataType Complex Type

A common element used in stored value transactions for supplying payment method information

This includes a choice of typical payment representations like track data, card number, alias, and token information. It also includes options for specifying how the supplied data has been encrypted.

Sequence

Choice

TrackData trackDataType Simple Type

Track data is the full magnetic stripe data.

CardNbr cardNbrType Simple Type

Stored value account number

Alias Restriction of xs:string

An alternate identifier previously assigned to the stored value account.

TokenValue Restriction of xs:string

Token used to replace card data for this transaction.

Note: Multi-use tokens are not supported on gift transactions. This is currently only used for single-use tokens. Single-use tokens are provided by the SecureSubmit product and are primarily used in eCommerce situations.

EncryptionData optional EncryptionDataType Complex Type

If the supplied card data was encrypted, this must be supplied.

All

DataFormat optional encryptedDataFormatType Simple Type

EncryptionDataFormat is an optional field to be used for encryption Version "05" to define the encryption encoding format

EncryptionDataFormat 1 Denotes the CardData sent to PORTICO is Binary

EncryptionDataFormat 2 Denotes the CardData sent to PORTICO is ASCII

Version encryptionVersionType Simple Type

The encryption version used on the supplied data.

For PAN encryption, use version "02" or "04" for Heartland E3 encryption. This requires the client to parse the E3 MSR output. The encrypted PAN is passed in the card data element as the manual entry card number. The KTB must be provided as part of the encryption data. If sending an encrypted CVV2, use version "04" which expects the PAN and CVV2 to be encrypted.

For PAN encryption, use version "05" for TDES DUKPT encryption with and without CVV encryption. This requires the client to parse the output. The encrypted PAN is passed in the card data element as the manual entry card number. The KSN must be provided as part of the encryption data.

For track encryption, use version "01", "02", or "04" for Heartland E3 encryption. Version "01" will not require parsing and it will not require additional fields in the encryption data, but the full E3 MSR output must be passed in the card data element as track data. Version "02" and "04" requires the client to parse the E3 MSR output. The KTB must be provided as part of the encryption data. In addition, the client must parse the data specific to either encrypted track 1 or track 2 and provide this in the card data element as track data as well as supply the track number as EncryptedTrackNumber.

For track encryption, use either version "03" for AES encryption with DUKPT, or "05" for TDES encryption with DUKPT. The "03" option supports the IdTECH card readers. The "05" option will work with any device that supports TDES with DUKPT data encryption per AINSI 9.24-1. Both options require the client to parse reader output. The KSN must be provided as part of the encryption data. In addition, the client must parse the data specific to either encrypted track 1 or track 2 and provide this in the card data element as track data as well as supply the track number as EncryptedTrackNumber.

For track encryption "05" is used for TDES encryption with DUKPT. The "05" option will work with any device that supports TDES with DUKPT data encryption per ANSI 9.24-1. Both options require the client to parse reader output. The KSN must be provided as part of the encryption data. In addition, the client must parse the data specific to either encrypted track 1 or track 2 and provide this in the card data element as track data, as well as supply the track number as EncryptedTrackNumber.

EncryptedTrackNumber optional encryptedTrackNumberType Simple Type

Required for encryption version "02","03","04" and "05"; indicates which track is being supplied encrypted (i.e. "1" or "2").

KTB optional encryptionKTBType Simple Type

Required for encryption version "02" or "04"; the Key Transmission Block (KTB) used at the point of sale.

KSN optional encryptionKSNType Simple Type

Required for encryption version "03" and "05"; the Key Serial Number (KSN) used at the point of sale.

PIN optional Restriction of pinType Simple Type

A numeric PIN associated with the stored value account.

Note: This is not a PIN block as defined in debit transactions.

Source

<xs:element name="CardData" type="GiftCardDataType" xmlns:xs="http://www.w3.org/2001/XMLSchema">
  <xs:annotation>
    <xs:documentation>
      <p xmlns="http://Hps.Exchange.PosGateway">A common element used in stored value transactions for supplying payment method information</p>
      <p xmlns="http://Hps.Exchange.PosGateway">This includes a choice of typical payment representations like track data, card number, alias, and token information. It also includes options for specifying how the supplied data has been encrypted.</p>
    </xs:documentation>
  </xs:annotation>
</xs:element>