<xs:complexType name="CreditAccountVerifyBlock1Type" xmlns:xs="http://www.w3.org/2001/XMLSchema">
  <xs:all>
    <xs:element name="CardData" type="CardDataType" minOccurs="0">
      <xs:annotation>
        <xs:documentation>
          <p xmlns="http://Hps.Exchange.PosGateway">A common element used in several different transactions for supplying payment method information.</p>
          <p xmlns="http://Hps.Exchange.PosGateway">This includes a choice of typical payment representations like track data, manually entered data, and token information. It also includes options for specifying how the supplied data has been encrypted or to request a multi-use token be supplied in the response.</p>
        </xs:documentation>
      </xs:annotation>
    </xs:element>
    <xs:element name="CardHolderData" type="CardHolderDataType" minOccurs="0">
      <xs:annotation>
        <xs:documentation>
          <p xmlns="http://Hps.Exchange.PosGateway">Card holder data</p>
        </xs:documentation>
      </xs:annotation>
    </xs:element>
    <xs:element name="PaymentMethodKey" type="guidType" minOccurs="0">
      <xs:annotation>
        <xs:documentation>
          <p xmlns="http://Hps.Exchange.PosGateway">Unique key generated by PayPlan associated with a stored payment method</p>
          <p xmlns="http://Hps.Exchange.PosGateway" />
          <p xmlns="http://Hps.Exchange.PosGateway">
            <strong>Note:</strong> When using a key, card data should not be sent. However, stored customer data can be overridden using the card holder data.
            </p>
        </xs:documentation>
      </xs:annotation>
    </xs:element>
    <xs:element name="PaymentMethodKeyData" type="PaymentMethodKeyData" minOccurs="0">
      <xs:annotation>
        <xs:documentation>
          <p xmlns="http://Hps.Exchange.PosGateway">These fields provide a way to override stored payment information or to provide additional information in card present situations. This is for the current transaction only and will not be stored for future use.</p>
          <p xmlns="http://Hps.Exchange.PosGateway" />
          <p xmlns="http://Hps.Exchange.PosGateway">
            <strong>Note:</strong> This element is only valid when supplying a PaymentMethodKey.
            </p>
        </xs:documentation>
      </xs:annotation>
    </xs:element>
    <xs:element name="EMVData" type="EMVDataType" minOccurs="0">
      <xs:annotation>
        <xs:documentation>
          <p xmlns="http://Hps.Exchange.PosGateway">When processing with an EMV capable client, this element may need to be provided. It consists of certain online authentication data or the reason for not utilizing the EMV capabilities. EMV tag data should be sent in the separate TagData field.</p>
        </xs:documentation>
      </xs:annotation>
    </xs:element>
    <xs:element name="CPCReq" type="booleanType" minOccurs="0">
      <xs:annotation>
        <xs:documentation>
          <p xmlns="http://Hps.Exchange.PosGateway">This is used to request the issuer to return whether or not the supplied card is a commercial card</p>
          <p xmlns="http://Hps.Exchange.PosGateway" />
          <p xmlns="http://Hps.Exchange.PosGateway">
            <strong>Note:</strong> See the CPCInd in the corresponding response transaction detail.
            </p>
        </xs:documentation>
      </xs:annotation>
    </xs:element>
    <xs:element name="TagData" type="TagDataType" minOccurs="0">
      <xs:annotation>
        <xs:documentation>
          <p xmlns="http://Hps.Exchange.PosGateway">EMV or Non-EMV tag data in TLV format</p>
        </xs:documentation>
      </xs:annotation>
    </xs:element>
    <xs:element name="CardOnFileData" type="CardOnFileDataType" minOccurs="0">
      <xs:annotation>
        <xs:documentation>
          <p xmlns="http://Hps.Exchange.PosGateway">Card On File Data</p>
        </xs:documentation>
      </xs:annotation>
    </xs:element>
    <xs:element name="AccountReferenceReq" type="accountReferenceReqType" minOccurs="0">
      <xs:annotation>
        <xs:documentation>
          <p xmlns="http://Hps.Exchange.PosGateway">'Payment Account Reference' (PAR) is 29-character alphanumeric value requested by merchant. PAR is reference number associated with unique PAN and used by merchants to track transactions associated with customers PAN. Currently, PAR is only supported by Card Brand American Express.</p>
          <p xmlns="http://Hps.Exchange.PosGateway">
            <strong>Note:</strong> Account Reference is supported only for HOST Exchange.
            </p>
        </xs:documentation>
      </xs:annotation>
    </xs:element>
    <xs:element name="SubMerchantData" type="SubMerchantDataType" minOccurs="0">
      <xs:annotation>
        <xs:documentation>
          <p xmlns="http://Hps.Exchange.PosGateway">Allows for sending Sub-Merchant data associated with the transaction. For Future Use.</p>
          <p xmlns="http://Hps.Exchange.PosGateway" />
          <p xmlns="http://Hps.Exchange.PosGateway">
            <strong>Note:</strong> For internal use only.
            </p>
        </xs:documentation>
      </xs:annotation>
    </xs:element>
    <xs:element name="TxnDescriptor" type="TxnDescriptorType" minOccurs="0">
      <xs:annotation>
        <xs:documentation>
          <p xmlns="http://Hps.Exchange.PosGateway">Transaction description that is concatenated to a configurable merchant DBA name. The resulting string is sent to the card issuer as the Merchant Name.</p>
          <p xmlns="http://Hps.Exchange.PosGateway" />
          <p xmlns="http://Hps.Exchange.PosGateway">
            <strong>Note:</strong> Updates to the device are required to utilize this feature. See your Heartland representative for more details.
            </p>
        </xs:documentation>
      </xs:annotation>
    </xs:element>
  </xs:all>
</xs:complexType>