DebitBalanceInquiry Element

Description

DebitBalanceInquiry returns the available balance for a Debit card. Available for retail devices in the Philippines only.

Namespace

http://Hps.Exchange.PosGateway

Type

PosDebitBalanceInquiryReqType Complex Type

Diagram

Overview

DebitBalanceInquiry PosDebitBalanceInquiryReqType Complex Type

DebitBalanceInquiry returns the available balance for a Debit card. Available for retail devices in the Philippines only.

All

Block1 DebitBalanceInquiryReqBlock1Type Complex Type

Contains a series of required and optional elements

All

TrackData optional CardDataTypeTrackData Complex Type

Track data is the full magnetic stripe data.

Note: Only track 2 data is supported for debit transactions.

method optional CardDataTypeTrackDataMethod Simple Type

Indicates the method by which the track data was obtained; see the associated Type enumerations for specific values supported

Note: If not provided, the method is assumed to be a typical card swipe.

PinBlock pinBlockType Simple Type

Chip card PIN block for online authentication

TokenValue optional xs:string

Token used to replace payment method data (track data and optionally PIN block).

Note: Multi-use tokens are not supported on debit transactions. This is currently only used for single-use tokens. Single-use tokens are provided by the SecureSubmit product and are primarily used in eCommerce situations.

CardHolderData optional CardHolderDataType Complex Type

Card holder data

All

CardHolderFirstName optional firstNameType Simple Type

First name

CardHolderLastName optional lastNameType Simple Type

Last name

CardHolderAddr optional addrType Simple Type

Address

CardHolderCity optional cityType Simple Type

City

CardHolderState optional stateType Simple Type

State

CardHolderZip optional zipType Simple Type

Zip or postal code; see the associated Type pattern for restrictions.

Note: Canadian postal codes should be sent in the format "A0A0A0".

CardHolderPhone optional phoneType Simple Type

Phone number; see the associated Type pattern for restrictions.

CardHolderEmail optional emailType Simple Type

Email address

CardHolderLanguage optional languageIndicatorType Simple Type

CardHolder preferred language.

Note:This field is required for Canadian merchants.

EncryptionData optional EncryptionDataType Complex Type

If the supplied card data was encrypted, this must be supplied.

All

DataFormat optional encryptedDataFormatType Simple Type

EncryptionDataFormat is an optional field to be used for encryption Version "05" to define the encryption encoding format

EncryptionDataFormat 1 Denotes the CardData sent to PORTICO is Binary

EncryptionDataFormat 2 Denotes the CardData sent to PORTICO is ASCII

Version encryptionVersionType Simple Type

The encryption version used on the supplied data.

For PAN encryption, use version "02" or "04" for Heartland E3 encryption. This requires the client to parse the E3 MSR output. The encrypted PAN is passed in the card data element as the manual entry card number. The KTB must be provided as part of the encryption data. If sending an encrypted CVV2, use version "04" which expects the PAN and CVV2 to be encrypted.

For PAN encryption, use version "05" for TDES DUKPT encryption with and without CVV encryption. This requires the client to parse the output. The encrypted PAN is passed in the card data element as the manual entry card number. The KSN must be provided as part of the encryption data.

For track encryption, use version "01", "02", or "04" for Heartland E3 encryption. Version "01" will not require parsing and it will not require additional fields in the encryption data, but the full E3 MSR output must be passed in the card data element as track data. Version "02" and "04" requires the client to parse the E3 MSR output. The KTB must be provided as part of the encryption data. In addition, the client must parse the data specific to either encrypted track 1 or track 2 and provide this in the card data element as track data as well as supply the track number as EncryptedTrackNumber.

For track encryption, use either version "03" for AES encryption with DUKPT, or "05" for TDES encryption with DUKPT. The "03" option supports the IdTECH card readers. The "05" option will work with any device that supports TDES with DUKPT data encryption per AINSI 9.24-1. Both options require the client to parse reader output. The KSN must be provided as part of the encryption data. In addition, the client must parse the data specific to either encrypted track 1 or track 2 and provide this in the card data element as track data as well as supply the track number as EncryptedTrackNumber.

For track encryption "05" is used for TDES encryption with DUKPT. The "05" option will work with any device that supports TDES with DUKPT data encryption per ANSI 9.24-1. Both options require the client to parse reader output. The KSN must be provided as part of the encryption data. In addition, the client must parse the data specific to either encrypted track 1 or track 2 and provide this in the card data element as track data, as well as supply the track number as EncryptedTrackNumber.

EncryptedTrackNumber optional encryptedTrackNumberType Simple Type

Required for encryption version "02","03","04" and "05"; indicates which track is being supplied encrypted (i.e. "1" or "2").

KTB optional encryptionKTBType Simple Type

Required for encryption version "02" or "04"; the Key Transmission Block (KTB) used at the point of sale.

KSN optional encryptionKSNType Simple Type

Required for encryption version "03" and "05"; the Key Serial Number (KSN) used at the point of sale.

EMVChipCondition optional emvChipConditionType Simple Type

This must be provided when the POS was not able to successfully communicate to the chip card and was required to fall back to a magnetic stripe read on an EMV capable terminal.

The values can indicate multiple factors:

The EMV chip read failed
Did the previous attempt fail

See enumerations for specific values supported

TagData optional TagDataType Complex Type

EMV or Non-EMV tag data in TLV format. For EMV tag data this would consist of the chip card results after applying the Issuer response tags.

All

TagValues optional Extension of xs:string

This field holds the tag data values.

AccountType optional accountTypeType Simple Type

Indicates the type of account provided; see the associated Type enumerations for specific values supported.

Source

<xs:element name="DebitBalanceInquiry" type="PosDebitBalanceInquiryReqType" xmlns:xs="http://www.w3.org/2001/XMLSchema">
  <xs:annotation>
    <xs:documentation>
      <p xmlns="http://Hps.Exchange.PosGateway">DebitBalanceInquiry returns the available balance for a Debit card. Available for retail devices in the Philippines only.</p>
      <p xmlns="http://Hps.Exchange.PosGateway" />
    </xs:documentation>
  </xs:annotation>
</xs:element>